Insurance

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Agri Insurance

The undeniable resilience of farmers in the agriculture and animal husbandry trade has served them well in facing market shocks and externalities. However, traditional risk mitigation practices have their limitations and cannot be relied upon to be resilient to all risks. In a fast-paced world with new and unforeseeable risks, traditional risk mitigation strategies must be coupled with insurance services to mitigate the risks to their income and livelihoods. A&A in addition to providing farmers with new and innovative risk mitigation strategies through Entrepreneur Empowerment (EE) programmes, will also make available the option for farmers to join together as groups to adopt crop protocols and Multi-Peril Crop Insurance

Life And Health Insurance

Most grass root level collaborators often do not have excess or reserve funds on hand to meet unforeseen contingencies. Especially in the case of deaths and health disabilities most collaborators are forced to spend a significant portion of their revenue to meet these expenses, which in turn negatively affects their businesses and livelihoods. In order to mitigate these risks A&A will partner with Insurance Providers to cover occurrences of death, accidents, and disability or partial disability of the member or spouse. This also includes “Product Life Protection” where the collaborator’s life is insured during the product period.

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